{"id":17504,"date":"2025-09-20T08:00:57","date_gmt":"2025-09-19T23:00:57","guid":{"rendered":"https:\/\/8agarage.co.jp\/lingotimes\/?p=17504"},"modified":"2025-09-16T15:26:35","modified_gmt":"2025-09-16T06:26:35","slug":"%e5%a4%9a%e9%87%8d%e5%82%b5%e5%8b%99-%e3%81%a7%e3%82%82%e9%80%9a%e3%82%8b%e9%87%91%e8%9e%8d%e6%a9%9f%e9%96%a2%e3%81%af%e3%81%82%e3%82%8b%ef%bc%9f%e5%af%a9%e6%9f%bb%e3%81%ae%e4%bb%95%e7%b5%84%e3%81%bf","status":"publish","type":"post","link":"https:\/\/8agarage.co.jp\/lingotimes\/17504","title":{"rendered":"\u591a\u91cd\u50b5\u52d9 \u3067\u3082\u901a\u308b\u91d1\u878d\u6a5f\u95a2\u306f\u3042\u308b\uff1f\u5be9\u67fb\u306e\u4ed5\u7d44\u307f\u3068\u6ce8\u610f\u70b9\u3092\u89e3\u8aac"},"content":{"rendered":"<h1>\u591a\u91cd\u50b5\u52d9 \u3067\u3082\u901a\u308b\u306f\u672c\u5f53\u304b\u5be9\u67fb\u3092\u5fb9\u5e95\u691c\u8a3c\u3057\u5b89\u5168\u7b56\u307e\u3067\u89e3\u8aac<\/h1>\n<p>\u591a\u91cd\u50b5\u52d9 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class=\"box76\">\r\n<div class=\"box-title\">\u79c1\u306f\u591a\u91cd\u50b5\u52d9\u8005\u3067\u3057\u305f<\/div>\r\n<p>\u79c1\u306f\u5b66\u751f\u6642\u4ee3\u304b\u3089\u597d\u304d\u3060\u3063\u305f\u30d1\u30c1\u30b9\u30ed\u304c\u793e\u4f1a\u4eba\u306b\u306a\u3063\u3066\u3082\u8f9e\u3081\u3089\u308c\u305a\u3001200\u4e07\u7a0b\u306e\u501f\u91d1\u3092\u80cc\u8ca0\u3063\u3066\u3057\u307e\u3044\u307e\u3057\u305f\u3002<\/p>\r\n<p>\u305d\u306e\u5f8c\u306bFX\u3092\u77e5\u308a\u501f\u91d1\u8fd4\u6e08\u3092\u8003\u3048\u307e\u3057\u305f\u304c\u3001\u3053\u3053\u3067\u3082\u5927\u304d\u306a\u501f\u91d1\u3092\u4f5c\u308a\u7d50\u679c\u3068\u3057\u3066<span class=\"font_red\">300\u4e07\u8fd1\u3044\u501f\u91d1<\/span>\u306b\u3002<\/p>\r\n<p>\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u304b\u3089\u59cb\u307e\u308a\u3001\u30d7\u30ed\u30df\u30b9\u3001\u30a2\u30b3\u30e0\u3001\u30a2\u30a4\u30d5\u30eb\u306a\u3069\u6d88\u8cbb\u8005\u91d1\u878d\u306a\u3069\u5927\u624b\u306e\u6d88\u8cbb\u8005\u91d1\u878d\u304b\u3089\u501f\u308a\u308b\u3060\u3051\u501f\u308a\u3001\u305d\u3053\u3067\u3082\u501f\u308a\u308c\u306a\u304f\u306a\u3063\u305f\u79c1\u306f\u8857\u91d1\u3068\u8a00\u308f\u308c\u308b\u6240\u304b\u3089\u3082\u501f\u308a\u307e\u3057\u305f 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class=\"swell-block-button__link\">\u3053\u308c<\/a>\u3002<\/p>\r\n<p>\u7d50\u679c\u30ae\u30e3\u30f3\u30d6\u30eb\u306e\u501f\u91d1\u3067\u306f\u3042\u308a\u307e\u3057\u305f\u304c\u3001\u7121\u4e8b\u50b5\u52d9\u6574\u7406\u3059\u308b\u4e8b\u304c\u3067\u304d\u3066\u4eca\u306f\u501f\u91d1\u306e\u306a\u3044\u5fc3\u5065\u3084\u304b\u306a\u6bce\u65e5\u3092\u9001\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\r\n<p>\u3053\u306e\u30b5\u30fc\u30d3\u30b9\u306f4<span class=\"yellow_line\">\u9805\u76ee\u3092\u5165\u529b\u3059\u308b\u3060\u3051\u3067\u81ea\u5206\u306e\u501f\u91d1\u3092\u6e1b\u984d\u51fa\u6765\u308b\u304b\u30010\u306b\u3059\u308b\u4e8b\u304c\u51fa\u6765\u308b\u304b\u308f\u304b\u308a\u307e\u3059\u3002<\/span><\/p>\r\n<p>\u307e\u305f\u533f\u540d\u3067\u3082\uff2f\uff2b\u3067\u3059\u306e\u3067\u3001\u904e\u53bb\u306e\u79c1\u3068\u540c\u3058\u3088\u3046\u306b\u501f\u91d1\u3067\u60a9\u3093\u3067\u3044\u308b\u65b9\u306f\u4e00\u5ea6\u4f7f\u3063\u305f\u898b\u3066\u304f\u3060\u3055\u3044<\/p>\r\n<p>&nbsp;<\/p>\r\n<p><a href=\"https:\/\/striangle.net\/ex\/cl?ak=D4935D.1.O87346Q.H107274D\"><img decoding=\"async\" src=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2024\/06\/ban-g1.png\" alt=\"\" width=\"600\" height=\"150\" class=\"aligncenter size-full wp-image-9131\" srcset=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2024\/06\/ban-g1.png 600w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2024\/06\/ban-g1-300x75.png 300w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/><\/a><\/p>\r\n\u203b\u533f\u540d\u3067\u3082\u501f\u91d1\u6e1b\u984d\u76f8\u8ac7OK\u3067\u3059<\/div>\n<h2>\u591a\u91cd\u50b5\u52d9 \u3067\u3082\u901a\u308b\u53ef\u80fd\u6027\u3092\u691c\u8a3c<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M-1024x682.jpg\" alt=\"\" width=\"1024\" height=\"682\" class=\"aligncenter size-large wp-image-16992\" srcset=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M-1024x682.jpg 1024w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M-300x200.jpg 300w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M-768x512.jpg 768w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M-1536x1024.jpg 1536w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_125643677_M.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<ul>\n<li>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3067\u3082\u501f\u308a\u308c\u308b\u4e00\u822c\u60c5\u5831<\/li>\n<li>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u306e\u4f53\u9a13\u8ac7\u30fb\u6210\u529f\u4f8b<\/li>\n<li>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u5373\u65e5\u878d\u8cc7\u95a2\u9023<\/li>\n<li>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u9280\u884c\u3067\u306e\u501f\u5165\u4e8b\u4f8b<\/li>\n<li>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u8857\u91d1\u95a2\u9023<\/li>\n<li>\u591a\u91cd\u50b5\u52d9\u72b6\u614b\u3067\u306e\u501f\u5165\u53ef\u5426<\/li>\n<\/ul>\n<h3>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3067\u3082\u501f\u308a\u308c\u308b\u4e00\u822c\u60c5\u5831<\/h3>\n<p>\u7d50\u8ad6\u3068\u3057\u3066\u3001\u6d88\u8cbb\u8005\u5411\u3051\u7121\u62c5\u4fdd\u30ed\u30fc\u30f3\u306e\u67a0\u7d44\u307f\u3067\u306f<strong>\u7dcf\u91cf\u898f\u5236\uff08\u5e74\u53ce\u306e3\u5206\u306e1\u304c\u4e0a\u9650\uff09<\/strong>\u304c\u57fa\u672c\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a\u306e\u89e3\u8aac\u3067\u306f\u3001\u898f\u5236\u306b\u306f\u9664\u5916\u3068\u4f8b\u5916\u304c\u3042\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u533b\u7642\u8cbb\u306a\u3069\u7279\u5225\u306a\u4e8b\u60c5\u3092\u6839\u62e0\u3068\u3059\u308b\u53b3\u683c\u306a\u8981\u4ef6\u304c\u524d\u63d0\u3068\u8aac\u660e\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a 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\u767b\u9332\u8cb8\u91d1\u696d\u8005\u60c5\u5831\u691c\u7d22<\/a>\uff09\u3002<\/p>\n<div class=\"scroll-box\">\n<table>\n<thead>\n<tr>\n<th>\u8ad6\u70b9<\/th>\n<th>\u6b63\u898f\u30eb\u30fc\u30eb\uff08\u8981\u65e8\uff09<\/th>\n<th>\u78ba\u8a8d\u5148<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u7dcf\u91cf\u898f\u5236<\/td>\n<td>\u5e74\u53ce\u306e3\u5206\u306e1\u304c\u7121\u62c5\u4fdd\u306e\u4e0a\u9650<\/td>\n<td><a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/annual_income.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a \u89e3\u8aac<\/a><\/td>\n<\/tr>\n<tr>\n<td>\u9664\u5916\u30fb\u4f8b\u5916<\/td>\n<td>\u533b\u7642\u8cbb\u7b49\u306e\u7279\u5225\u7528\u9014\u3084\u914d\u5076\u8005\u8cb8\u4ed8\u306a\u3069\u53b3\u683c\u8981\u4ef6<\/td>\n<td><a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u540c\u4e0a<\/a><\/td>\n<\/tr>\n<tr>\n<td>\u696d\u8005\u306e\u9069\u6cd5\u6027<\/td>\n<td>\u767b\u9332\u306e\u6709\u7121\u30fb\u91d1\u5229\u8868\u793a\u30fb\u82e6\u60c5\u7a93\u53e3\u306e\u660e\u793a<\/td>\n<td><a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81 \u6ce8\u610f\u559a\u8d77<\/a><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<div class=\"box-caution\">\n<p>\u300c\u7121\u5be9\u67fb\u300d\u300c\u8ab0\u3067\u3082\u53ef\u300d\u306a\u3069\u306e\u5e83\u544a\u8868\u73fe\u306f\u516c\u7684\u6ce8\u610f\u559a\u8d77\u3067\u30ea\u30b9\u30af\u304c\u6307\u6458\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u767b\u9332\u306e\u7121\u3044\u4e8b\u696d\u8005\u306f\u5229\u7528\u3057\u306a\u3044\u5224\u65ad\u304c\u7121\u96e3\u3067\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.caa.go.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u6d88\u8cbb\u8005\u5e81<\/a>\uff09\u3002<\/p>\n<\/div>\n<h3>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u306e\u4f53\u9a13\u8ac7\u30fb\u6210\u529f\u4f8b<\/h3>\n<p>\u7d50\u8ad6\u304b\u3089\u304a\u4f1d\u3048\u3059\u308b\u3068\u3001\u4f53\u9a13\u8ac7\u306f\u610f\u601d\u6c7a\u5b9a\u306e\u88dc\u52a9\u8cc7\u6599\u3068\u3057\u3066\u5f79\u306b\u7acb\u3061\u307e\u3059\u304c\u3001\u540c\u3058\u6761\u4ef6\u3067\u518d\u73fe\u3067\u304d\u308b\u4fdd\u8a3c\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u306a\u305c\u306a\u3089\u3001\u5be9\u67fb\u306f<strong>\u8fd4\u6e08\u80fd\u529b\u30fb\u4fe1\u7528\u60c5\u5831\u30fb\u8cc7\u91d1\u4f7f\u9014\u30fb\u5728\u7c4d\u3084\u53ce\u5165\u306e\u5b89\u5b9a\u6027<\/strong>\u306a\u3069\u591a\u9762\u7684\u306b\u8a55\u4fa1\u3055\u308c\u3001\u304b\u3064\u5404\u793e\u306e\u4e0e\u4fe1\u30e2\u30c7\u30eb\u3084\u30ea\u30b9\u30af\u8a31\u5bb9\u5ea6\u306f\u6642\u671f\u306b\u3088\u308a\u66f4\u65b0\u3055\u308c\u308b\u304b\u3089\u3067\u3059\u3002\u3057\u305f\u304c\u3063\u3066\u300cA\u3055\u3093\u304c\u901a\u3063\u305f\u304b\u3089\u81ea\u5206\u3082\u901a\u308b\u300d\u3068\u3044\u3046\u77ed\u7d61\u7684\u306a\u4e00\u822c\u5316\u306f\u907f\u3051\u3001\u6295\u7a3f\u304c<strong>\u6700\u65b0\u304b\u3001\u6761\u4ef6\u304c\u660e\u793a\u3055\u308c\u3066\u3044\u308b\u304b\u3001\u4e00\u6b21\u60c5\u5831\u3067\u88cf\u3065\u3051\u3089\u308c\u308b\u304b<\/strong>\u3092\u70b9\u691c\u3059\u308b\u59ff\u52e2\u304c\u5927\u5207\u3067\u3059\u3002\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc\u3067\u3082\u3001\u30a4\u30f3\u30bf\u30fc\u30cd\u30c3\u30c8\u4e0a\u306e\u60c5\u5831\u3092\u9d5c\u5451\u307f\u306b\u3057\u3066\u640d\u5bb3\u304c\u751f\u3058\u305f\u76f8\u8ac7\u304c\u591a\u6570\u5831\u544a\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u307e\u305a\u306f\u516c\u5f0f\u60c5\u5831\u3067\u5236\u5ea6\u9762\u306e\u571f\u53f0\u3092\u78ba\u304b\u3081\u3001\u4f53\u9a13\u8ac7\u306f\u88dc\u52a9\u7dda\u3068\u3057\u3066\u53c2\u7167\u3059\u308b\u306e\u304c\u5b89\u5168\u3067\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.kokusen.go.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc<\/a>\uff09\u3002<\/p>\n<h4>\u4f53\u9a13\u8ac7\u3092\u8aad\u307f\u89e3\u304f\u30c1\u30a7\u30c3\u30af\u30ea\u30b9\u30c8<\/h4>\n<div class=\"scroll-box\">\n<table>\n<thead>\n<tr>\n<th>\u78ba\u8a8d\u89b3\u70b9<\/th>\n<th>\u898b\u308b\u3079\u304d\u30dd\u30a4\u30f3\u30c8<\/th>\n<th>\u516c\u7684\u30fb\u4e00\u6b21\u60c5\u5831\u306e\u624b\u304c\u304b\u308a<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>\u6295\u7a3f\u306e\u9bae\u5ea6<\/td>\n<td>\u7533\u8fbc\u5e74\u6708\u30fb\u5be9\u67fb\u65e5\u304c\u660e\u8a18\u3055\u308c\u3066\u3044\u308b\u304b<\/td>\n<td>\u5e02\u5834\u74b0\u5883\u3084\u793e\u5185\u57fa\u6e96\u306f\u6642\u671f\u3067\u5909\u52d5\uff08\u6700\u65b0\u306e\u516c\u5f0f\u544a\u77e5\u3092\u78ba\u8a8d\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u524d\u63d0\u6761\u4ef6<\/td>\n<td>\u5e74\u53ce\u30fb\u4ed6\u793e\u6b8b\u9ad8\u30fb\u5ef6\u6ede\u6709\u7121\u30fb\u96c7\u7528\u5f62\u614b\u306e\u8a18\u8f09<\/td>\n<td>\u7dcf\u91cf\u898f\u5236\u3084\u4f8b\u5916\u306e\u67a0\u7d44\u307f\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a \u7dcf\u91cf\u898f\u5236<\/a>\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u696d\u8005\u306e\u9069\u6cd5\u6027<\/td>\n<td>\u767b\u9332\u756a\u53f7\u30fb\u91d1\u5229\u30fb\u9045\u5ef6\u640d\u5bb3\u91d1\u30fb\u82e6\u60c5\u7a93\u53e3\u306e\u8a18\u8f09<\/td>\n<td>\u767b\u9332\u691c\u7d22\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/kensaku\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81 \u767b\u9332\u8cb8\u91d1\u696d\u8005\u691c\u7d22<\/a>\uff0f<a href=\"https:\/\/www.sangyo-rodo.metro.tokyo.lg.jp\/chushou\/kashikin\/search\" target=\"_blank\" rel=\"noopener noreferrer\">\u6771\u4eac\u90fd \u76f8\u8ac7\u7a93\u53e3<\/a>\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u4fe1\u7528\u60c5\u5831<\/td>\n<td>\u958b\u793a\u306e\u6709\u7121\u30fb\u5ef6\u6ede\u89e3\u6d88\u6642\u671f\u306e\u8a18\u8f09<\/td>\n<td>\u958b\u793a\u624b\u6bb5\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.cic.co.jp\/mydata\/online\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">CIC<\/a>\uff0f<a href=\"https:\/\/www.jicc.co.jp\/kaiji\" target=\"_blank\" rel=\"noopener noreferrer\">JICC<\/a>\uff09<\/td>\n<\/tr>\n<tr>\n<td>\u8cc7\u91d1\u4f7f\u9014<\/td>\n<td>\u533b\u7642\u8cbb\u7b49\u306e\u4f8b\u5916\u30fb\u9664\u5916\u8a72\u5f53\u306e\u53ef\u80fd\u6027<\/td>\n<td>\u9664\u5916\u30fb\u4f8b\u5916\u306e\u6574\u7406\uff08\u4f8b\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u5354\u4f1a\u89e3\u8aac<\/a>\u3001<a href=\"https:\/\/loan.docomo.ne.jp\/article\/totalamountcontrol\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u53c2\u8003\u89e3\u8aac<\/a>\uff09<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<\/div>\n<p>\u5c02\u9580\u7684\u306a\u80cc\u666f\u3068\u3057\u3066\u3001\u7dcf\u91cf\u898f\u5236\u306f\u300c\u5e74\u53ce\u306e\u4e09\u5206\u306e\u4e00\u300d\u3092\u7121\u62c5\u4fdd\u500b\u4eba\u5411\u3051\u8cb8\u4ed8\u306e\u4e0a\u9650\u3068\u3059\u308b\u4ed5\u7d44\u307f\u3067\u3001<span class=\"marker-yellow\">\u9664\u5916\u8cb8\u4ed8\uff08\u4f4f\u5b85\u30fb\u81ea\u52d5\u8eca\u62c5\u4fdd\u306a\u3069\uff09<\/span>\u3084<span class=\"marker-yellow\">\u4f8b\u5916\u8cb8\u4ed8\uff08\u533b\u7642\u8cbb\u7b49\uff09<\/span>\u306f\u5236\u5ea6\u4e0a\u306e\u5225\u67a0\u306b\u4f4d\u7f6e\u3065\u3051\u3089\u308c\u308b\u3068\u89e3\u8aac\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u3053\u3053\u3092\u8aa4\u89e3\u3059\u308b\u3068\u300c\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u306a\u306e\u306b\u901a\u3063\u305f\u300d\u3068\u3044\u3046\u4f53\u9a13\u8ac7\u306e\u6587\u8108\u304c\u8aad\u307f\u9055\u3048\u3089\u308c\u307e\u3059\u3002\u307e\u305a\u306f\u81ea\u5206\u306e\u7533\u8fbc\u304c\u300c\u901a\u5e38\u300d\u300c\u9664\u5916\u300d\u300c\u4f8b\u5916\u300d\u306e\u3069\u308c\u306b\u5f53\u305f\u308b\u306e\u304b\u3001\u4e00\u6b21\u60c5\u5831\u3067\u6574\u7406\u3057\u3066\u304f\u3060\u3055\u3044\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/a>\u3001\u53c2\u8003\uff1a<a href=\"https:\/\/www.sbi-efinance.co.jp\/contents\/what_is_total_volume_regulation\/\" target=\"_blank\" rel=\"noopener noreferrer\">SBI e-\u91d1\u878d \u30b3\u30e9\u30e0<\/a>\uff09\u3002<\/p>\n<div class=\"box-point\">\n<p><b>\u6210\u529f\u4f8b\u306e\u5171\u901a\u9805<\/b>\u3068\u3057\u3066\u591a\u3044\u306e\u306f\u3001\u2460\u53ce\u5165\u8a3c\u660e\uff08\u6e90\u6cc9\u5fb4\u53ce\u7968\u3084\u7d66\u4e0e\u660e\u7d30\uff09\u306e\u63d0\u51fa\u304c\u9069\u5207\u3001\u2461\u8fd4\u6e08\u8a08\u753b\u306e\u5177\u4f53\u6027\uff08\u8fd4\u6e08\u6bd4\u7387\u30fb\u4f59\u88d5\u8cc7\u91d1\u306e\u6839\u62e0\uff09\u304c\u9ad8\u3044\u3001\u2462\u8cc7\u91d1\u4f7f\u9014\u304c\u660e\u78ba\u3001\u2463\u4fe1\u7528\u60c5\u5831\u306e\u4e0d\u5099\uff08\u5ef6\u6ede\u30fb\u7533\u8fbc\u904e\u591a\uff09\u3092\u89e3\u6d88\u6e08\u307f\u3001\u2464\u7533\u8fbc\u5148\u304c<strong>\u767b\u9332\u6e08\u307f\u306e\u6b63\u898f\u696d\u8005<\/strong>\u3067\u3042\u308b\u3001\u306e\u4e94\u70b9\u3067\u3059\u3002\u5be9\u67fb\u306f\u7dcf\u5408\u5224\u65ad\u3067\u3042\u308a\u3001\u5358\u4e00\u306e\u4f53\u9a13\u8ac7\u304b\u3089\u4e00\u822c\u5316\u3057\u306a\u3044\u8996\u70b9\u304c\u5b89\u5168\u3067\u3059\u3002<\/p>\n<\/div>\n<h4>\u7de8\u96c6\u73fe\u5834\u3067\u898b\u305f\u300c\u3046\u307e\u304f\u3044\u3063\u305f\uff0f\u5931\u6557\u3057\u305f\u300d\u5178\u578b<\/h4>\n<p>\u7de8\u96c6\u30fb\u53d6\u6750\u306e\u73fe\u5834\u3067\u6570\u591a\u304f\u306e\u76f8\u8ac7\u4e8b\u4f8b\u3092\u691c\u8a0e\u3057\u3066\u304d\u305f\u7d4c\u9a13\u4e0a\u3001\u3046\u307e\u304f\u3044\u3063\u305f\u30b1\u30fc\u30b9\u306f\u300c\u4fe1\u7528\u60c5\u5831\u306e\u81ea\u5df1\u958b\u793a\u2192\u5ef6\u6ede\u89e3\u6d88\u2192\u5bb6\u8a08\u306e\u56fa\u5b9a\u8cbb\u524a\u6e1b\u2192\u7533\u8fbc\u5148\u306e\u5408\u6cd5\u6027\u78ba\u8a8d\u2192\u5c11\u984d\u30fb\u77ed\u671f\u3067\u306e\u518d\u69cb\u7bc9\u300d\u3068\u3044\u3046\u6bb5\u53d6\u308a\u304c\u4e00\u8cab\u3057\u3066\u3044\u307e\u3059\u3002\u53cd\u5bfe\u306b\u5931\u6557\u4f8b\u3067\u76ee\u7acb\u3064\u306e\u306f\u3001\u4f53\u9a13\u8ac7\u306e\u4e00\u90e8\u3060\u3051\u3092\u5207\u308a\u53d6\u308a\u3001<span class=\"marker-yellow\">\u7121\u5be9\u67fb\u3084\u5373\u65e5\u3092\u904e\u5ea6\u306b\u5f37\u8abf\u3059\u308b\u6295\u7a3f<\/span>\u306b\u6d41\u3055\u308c\u3066\u3057\u307e\u3063\u305f\u30b1\u30fc\u30b9\u3067\u3059\u3002\u624b\u6570\u6599\u540d\u76ee\u306e\u5148\u6255\u3044\u3092\u8981\u6c42\u3055\u308c\u305f\u308a\u3001\u767b\u9332\u306e\u306a\u3044\u96fb\u8a71\u756a\u53f7\u306b\u8a98\u5c0e\u3055\u308c\u305f\u308a\u3059\u308b\u88ab\u5bb3\u30d1\u30bf\u30fc\u30f3\u306f\u3001\u516c\u7684\u6a5f\u95a2\u306e\u6ce8\u610f\u559a\u8d77\u3068\u6574\u5408\u3057\u307e\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.kokusen.go.jp\/category\/jirei.html\" target=\"_blank\" rel=\"noopener noreferrer\">\u56fd\u6c11\u751f\u6d3b\u30bb\u30f3\u30bf\u30fc \u76f8\u8ac7\u4e8b\u4f8b<\/a>\uff09\u3002<\/p>\n<h4>\u4f53\u9a13\u8ac7\u3092\u5b89\u5168\u306b\u6d3b\u7528\u3059\u308b\u5b9f\u8df5\u30d7\u30ed\u30bb\u30b9<\/h4>\n<ul>\n<li>\u6295\u7a3f\u306e\u6642\u671f\u30fb\u6761\u4ef6\u30fb\u4f7f\u9014\u30fb\u91d1\u5229\u30fb\u767b\u9332\u756a\u53f7\u306e\u6709\u7121\u3092\u30e1\u30e2\u3059\u308b<\/li>\n<li>\u767b\u9332\u306e\u771f\u507d\u3092\u516c\u5f0f\u30c7\u30fc\u30bf\u30d9\u30fc\u30b9\u3067\u7167\u5408\u3059\u308b\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/kensaku\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81 \u767b\u9332\u691c\u7d22<\/a>\uff0f\u30ea\u30b9\u30c8PDF\uff1a<a href=\"https:\/\/www.fsa.go.jp\/menkyo\/menkyoj\/kasi.pdf\" target=\"_blank\" rel=\"noopener noreferrer\">\u8cb8\u91d1\u696d\u8005\u767b\u9332\u4e00\u89a7<\/a>\uff09<\/li>\n<li>\u81ea\u5206\u306e\u4fe1\u7528\u60c5\u5831\u3092\u958b\u793a\u3057\u3001\u5ef6\u6ede\u30fb\u7570\u52d5\u30fb\u7533\u8fbc\u4ef6\u6570\u3092\u628a\u63e1\u3059\u308b\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.cic.co.jp\/mydata\/online\/index.html\" target=\"_blank\" rel=\"noopener noreferrer\">CIC<\/a>\u3001<a href=\"https:\/\/www.jicc.co.jp\/kaiji\/01\" target=\"_blank\" rel=\"noopener noreferrer\">JICC \u30b9\u30de\u30db\u7533\u8fbc<\/a>\uff09<\/li>\n<li>\u8fd4\u6e08\u6bd4\u7387\uff08\u8fd4\u6e08\u984d\u00f7\u624b\u53d6\u308a\uff09\u3092\u53ef\u8996\u5316\u3057\u3001\u7121\u7406\u306e\u306a\u3044\u7bc4\u56f2\u306b\u8abf\u6574\u3059\u308b<\/li>\n<\/ul>\n<div class=\"box-caution\">\n<p>\u300c\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3067\u3082\u5373\u65e5\u3067\u901a\u3063\u305f\u300d\u306a\u3069\u306e\u6975\u7aef\u306a\u6210\u529f\u8ac7\u306f\u3001\u6761\u4ef6\u306e\u7279\u6b8a\u6027\uff08\u305f\u3068\u3048\u3070\u533b\u7642\u8cbb\u306a\u3069\u306e\u4f8b\u5916\u3084\u62c5\u4fdd\u4ed8\u306e\u9664\u5916\uff09\u3092\u542b\u3080\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u80cc\u666f\u3092\u78ba\u8a8d\u305b\u305a\u306b\u6a21\u5023\u3059\u308b\u3068\u3001\u8ffd\u52a0\u306e\u7533\u8fbc\u3067\u4fe1\u7528\u60c5\u5831\u306b<strong>\u7533\u8fbc\u60c5\u5831\u306e\u904e\u591a<\/strong>\u304c\u6b8b\u308a\u3001\u3080\u3057\u308d\u901a\u308a\u306b\u304f\u304f\u306a\u308b\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002\u6700\u65b0\u306e\u5236\u5ea6\u30fb\u767b\u9332\u72b6\u6cc1\u30fb\u958b\u793a\u65b9\u6cd5\u306f\u3001\u5fc5\u305a\u516c\u7684\u30b5\u30a4\u30c8\u3067\u518d\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.j-fsa.or.jp\/association\/money_lending\/law\/total_regulation.php\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u8cb8\u91d1\u696d\u5354\u4f1a<\/a>\uff0f<a href=\"https:\/\/www.cic.co.jp\/mydata\/online\/internet.html\" target=\"_blank\" rel=\"noopener noreferrer\">CIC \u958b\u793a\u6848\u5185<\/a>\uff09\u3002<\/p>\n<\/div>\n<p>\u6700\u5f8c\u306b\u3001\u4f53\u9a13\u8ac7\u306e\u4fa1\u5024\u306f\u300c\u81ea\u5206\u306e\u6761\u4ef6\u306b\u3069\u308c\u3060\u3051\u8fd1\u3044\u304b\u300d\u3067\u5927\u304d\u304f\u5909\u308f\u308a\u307e\u3059\u3002\u96c7\u7528\u5f62\u614b\u3001\u53ce\u5165\u306e\u5b89\u5b9a\u5ea6\u3001\u65e2\u5b58\u50b5\u52d9\u3001\u5ef6\u6ede\u5c65\u6b74\u3001\u4f7f\u9014\u306e\u59a5\u5f53\u6027\u306a\u3069\u3092\u4e00\u3064\u305a\u3064\u6574\u3048\u308b\u3060\u3051\u3067\u3001\u540c\u3058\u300c\u6210\u529f\u4f8b\u300d\u3092\u8aad\u3093\u3060\u3068\u3057\u3066\u3082\u7d50\u679c\u306f\u307e\u3063\u305f\u304f\u7570\u306a\u308a\u307e\u3059\u3002\u3044\u305a\u308c\u306b\u3057\u3066\u3082\u3001\u5224\u65ad\u306e\u8ef8\u306f<strong>\u516c\u5f0f\u306e\u4ed5\u7d44\u307f\u3068\u81ea\u5206\u306e\u6570\u5024<\/strong>\u306b\u7f6e\u304d\u3001\u4f53\u9a13\u8ac7\u306f\u30d2\u30f3\u30c8\u3068\u3057\u3066\u4f4d\u7f6e\u3065\u3051\u308b\u3068\u3001\u904e\u5ea6\u306a\u671f\u5f85\u3084\u30ea\u30b9\u30af\u306e\u898b\u843d\u3068\u3057\u3092\u907f\u3051\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<p>\u53c2\u8003\u306b\u306a\u308a\u305d\u3046\u306a\u95a2\u9023\u89e3\u8aac\u3068\u3057\u3066\u3001\u7dcf\u91cf\u898f\u5236\u306e\u9664\u5916\u30fb\u4f8b\u5916\u306e\u533a\u5206\u3092\u5e73\u6613\u306b\u307e\u3068\u3081\u305f\u8a18\u4e8b\u3082\u3042\u308a\u307e\u3059\u3002\u3042\u304f\u307e\u3067\u5236\u5ea6\u7406\u89e3\u306e\u88dc\u52a9\u3067\u3059\u304c\u3001\u6982\u5ff5\u306e\u6574\u7406\u306b\u5f79\u7acb\u3061\u307e\u3059\uff08\u53c2\u8003\uff1a<a href=\"https:\/\/loan.docomo.ne.jp\/article\/totalamountcontrol\/\" target=\"_blank\" rel=\"noopener noreferrer\">d\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u7dcf\u7814<\/a>\uff09\u3002<\/p>\n<p>\u4ee5\u4e0a\u3092\u8e0f\u307e\u3048\u308c\u3070\u3001\u4f53\u9a13\u8ac7\u30fb\u6210\u529f\u4f8b\u306f\u300c\u4e00\u6b21\u60c5\u5831\u3067\u88cf\u3065\u3051\u3001\u6761\u4ef6\u306e\u540c\u8cea\u6027\u3092\u691c\u8a3c\u3057\u3001\u73fe\u5b9f\u7684\u306a\u8fd4\u6e08\u6bd4\u7387\u306b\u843d\u3068\u3057\u8fbc\u3081\u305f\u3068\u304d\u300d\u306b\u306e\u307f\u5b9f\u7528\u7684\u306a\u7f85\u91dd\u76e4\u306b\u306a\u308a\u307e\u3059\u3002\u524d\u8ff0\u306e\u901a\u308a\u3001\u5be9\u67fb\u306f\u7dcf\u5408\u5224\u65ad\u3067\u3059\u3002\u76ee\u5148\u306e\u6295\u7a3f\u306b\u98db\u3073\u3064\u304f\u306e\u3067\u306f\u306a\u304f\u3001\u4fe1\u7528\u60c5\u5831\u306e\u6574\u5099\u3068\u5408\u6cd5\u306a\u7533\u8fbc\u52d5\u7dda\u306e\u78ba\u4fdd\u304b\u3089\u7740\u5b9f\u306b\u9032\u3081\u3066\u304f\u3060\u3055\u3044\u3002<\/p>\n<p><span class=\"marker-yellow\">\u4f53\u9a13\u8ac7\u306f\u30b4\u30fc\u30eb\u3067\u306f\u306a\u304f\u3001\u691c\u8a3c\u306e\u8d77\u70b9<\/span>\u3068\u3044\u3046\u8996\u70b9\u3092\u5fd8\u308c\u306a\u3051\u308c\u3070\u3001\u60c5\u5831\u306e\u7cbe\u5ea6\u3068\u5b89\u5168\u6027\u306f\u5927\u304d\u304f\u9ad8\u307e\u308a\u307e\u3059\u3002<\/p>\n<p>\uff08\u88dc\u8db3\uff1a\u5404\u30b5\u30a4\u30c8\u306e\u8a18\u8f09\u5185\u5bb9\u3084\u958b\u793a\u624b\u7d9a\u306f\u6539\u5b9a\u3055\u308c\u308b\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u30ea\u30f3\u30af\u5148\u306e\u6700\u65b0\u60c5\u5831\u3092\u5fc5\u305a\u3054\u78ba\u8a8d\u304f\u3060\u3055\u3044\uff09<\/p>\n<h3>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u5373\u65e5\u878d\u8cc7\u95a2\u9023<\/h3>\n<p>\u5373\u65e5\u878d\u8cc7\u306f\u7533\u8fbc\u304b\u3089\u5951\u7d04\u30fb\u632f\u8fbc\u307e\u3067\u306e\u4e8b\u52d9\u51e6\u7406\u6642\u9593\u304c\u8981\u70b9\u3067\u3059\u3002\u898f\u5236\u3092\u8d85\u3048\u308b\u67a0\u306e\u4ed8\u4e0e\u306f\u3001\u4f8b\u5916\u8981\u4ef6\u306b\u8a72\u5f53\u3059\u308b\u304b\u3001\u305d\u3082\u305d\u3082\u5bfe\u8c61\u5916\u306e\u5236\u5ea6\u304b\u3068\u3044\u3063\u305f\u5224\u5b9a\u306b\u6642\u9593\u3092\u8981\u3059\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u7d50\u679c\u3068\u3057\u3066\u300c\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u304b\u3064\u5373\u65e5\u300d\u306f\u73fe\u5b9f\u7684\u306b\u96e3\u5ea6\u304c\u9ad8\u3044\u3068\u7406\u89e3\u3067\u304d\u307e\u3059\u3002<\/p>\n<div class=\"box-caution\">\n<p>\u77ed\u6642\u9593\u3067\u306e\u5b9f\u884c\u3092\u5f37\u8abf\u3059\u308b\u5e83\u544a\u306f\u3001\u624b\u6570\u6599\u306e\u540d\u76ee\u3084\u500b\u4eba\u60c5\u5831\u306e\u53d6\u6271\u3044\u304c\u4e0d\u900f\u660e\u306a\u5834\u5408\u304c\u3042\u308a\u307e\u3059\u3002\u516c\u7684\u7a93\u53e3\u306e\u76f8\u8ac7\u5148\u3092\u4e8b\u524d\u306b\u63a7\u3048\u3066\u304a\u304f\u3068\u5b89\u5fc3\u3067\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.shohishacho.go.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u6d88\u8cbb\u8005\u5e81<\/a>\u3001<a href=\"https:\/\/www.jicovic.or.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2<\/a>\uff09\u3002<\/p>\n<\/div>\n<h3>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u9280\u884c\u3067\u306e\u501f\u5165\u4e8b\u4f8b<\/h3>\n<p>\u9280\u884c\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u7b49\u306f\u8cb8\u91d1\u696d\u6cd5\u306e\u7dcf\u91cf\u898f\u5236\u306e\u76f4\u63a5\u5bfe\u8c61\u3067\u306f\u306a\u3044\u3068\u89e3\u8aac\u3055\u308c\u3066\u3044\u307e\u3059\u304c\u3001\u5404\u884c\u306f<strong>\u81ea\u4e3b\u898f\u5236\u30fb\u5be9\u67fb\u53b3\u683c\u5316<\/strong>\u3092\u7d9a\u3051\u3066\u3044\u307e\u3059\u3002\u53ce\u652f\u30fb\u65e2\u5b58\u50b5\u52d9\u30fb\u52e4\u7d9a\u30fb\u4fe1\u7528\u60c5\u5831\u306a\u3069\u7dcf\u5408\u8a55\u4fa1\u304c\u524d\u63d0\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9280\u884c\u306e\u53ef\u5426\u306f\u300c\u898f\u5236\u5bfe\u8c61\u5916\u3060\u304b\u3089\u901a\u308b\u300d\u3068\u3044\u3046\u5358\u7d14\u306a\u69cb\u56f3\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u6700\u65b0\u65b9\u91dd\u306f\u5404\u884c\u306e\u516c\u5f0f\u6848\u5185\u3092\u78ba\u8a8d\u3057\u3066\u304f\u3060\u3055\u3044\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.zenginkyo.or.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u5168\u56fd\u9280\u884c\u5354\u4f1a<\/a>\uff09\u3002<\/p>\n<h3>\u7dcf\u91cf\u898f\u5236\u30aa\u30fc\u30d0\u30fc\u3068\u8857\u91d1\u95a2\u9023<\/h3>\n<p>\u3044\u308f\u3086\u308b\u8857\u91d1\u3067\u3082\u6b63\u898f\u767b\u9332\u696d\u8005\u3067\u3042\u308c\u3070\u7dcf\u91cf\u898f\u5236\u306e\u9069\u7528\u5bfe\u8c61\u3067\u3059\u3002\u67d4\u8edf\u306b\u5bfe\u8a71\u3059\u308b\u59ff\u52e2\u304c\u3042\u3063\u3066\u3082\u3001\u7121\u5236\u9650\u306b\u8cb8\u305b\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u696d\u8005\u540d\u3068\u767b\u9332\u756a\u53f7\u306e\u4e00\u81f4\u3001\u91d1\u5229\u30fb\u9045\u5ef6\u640d\u5bb3\u91d1\u30fb\u8fd4\u6e08\u65b9\u5f0f\u306e\u660e\u793a\u3001\u82e6\u60c5\u7a93\u53e3\u306e\u6848\u5185\u306f\u5fc5\u9808\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u9055\u6cd5\u696d\u8005\u306f\u91d1\u878d\u5e81\u306e\u6ce8\u610f\u559a\u8d77\u3067\u7279\u5fb4\u304c\u793a\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.fsa.go.jp\/ordinary\/chuui\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u91d1\u878d\u5e81 \u6ce8\u610f\u559a\u8d77<\/a>\uff09\u3002<\/p>\n<div class=\"box-memo\">\n<p>\u767b\u9332\u78ba\u8a8d\u2192\u91d1\u5229\u8868\u793a\u2192\u91cd\u8981\u4e8b\u9805\u306e\u9806\u3067\u30c1\u30a7\u30c3\u30af\u3059\u308b\u3068\u3001\u60c5\u5831\u306e\u771f\u507d\u3092\u898b\u5206\u3051\u3084\u3059\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<h3>\u591a\u91cd\u50b5\u52d9\u72b6\u614b\u3067\u306e\u501f\u5165\u53ef\u5426<\/h3>\n<p>\u53ef\u5426\u306f\u8fd4\u6e08\u80fd\u529b\u3068\u4fe1\u7528\u60c5\u5831\u306e\u6574\u5408\u3067\u5224\u65ad\u3055\u308c\u307e\u3059\u3002\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08CIC\u30fbJICC\uff09\u306b\u306f\u7533\u8fbc\u60c5\u5831\u30fb\u8fd4\u6e08\u72b6\u6cc1\u30fb\u5ef6\u6ede\u7b49\u304c\u767b\u9332\u3055\u308c\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u60c5\u5831\u958b\u793a\u3067\u73fe\u72b6\u3092\u78ba\u8a8d\u3057\u3001\u8fd4\u6e08\u8a08\u753b\u306e\u73fe\u5b9f\u6027\u3092\u793a\u3059\u3053\u3068\u304c\u3001\u7533\u8fbc\u524d\u306e\u7b2c\u4e00\u6b69\u3067\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.cic.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">CIC<\/a>\uff0f<a href=\"https:\/\/www.jicc.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">JICC<\/a>\uff09\u3002<\/p>\n<div class=\"box-point\">\n<p>\u5bb6\u8a08\u306e\u56fa\u5b9a\u8cbb\u898b\u76f4\u3057\u3001\u65e2\u5b58\u50b5\u52d9\u306e\u6574\u7406\u3001\u501f\u63db\u3084\u304a\u307e\u3068\u3081\u306e\u662f\u975e\u3001\u516c\u7684\u8cb8\u4ed8\u306e\u691c\u8a0e\u306a\u3069\u3001\u8907\u6570\u7b56\u306e\u7d44\u307f\u5408\u308f\u305b\u304c\u73fe\u5b9f\u7684\u3067\u3059\u3002<\/p>\n<\/div>\n<h2>\u591a\u91cd\u50b5\u52d9 \u3067\u3082\u901a\u308b\u91d1\u878d\u6a5f\u95a2\u3084\u6761\u4ef6<\/h2>\n<p><img decoding=\"async\" src=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M-1024x682.jpg\" alt=\"\" width=\"1024\" height=\"682\" class=\"aligncenter size-large wp-image-16911\" srcset=\"https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M-1024x682.jpg 1024w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M-300x200.jpg 300w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M-768x512.jpg 768w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M-1536x1024.jpg 1536w, https:\/\/8agarage.co.jp\/lingotimes\/wp-content\/uploads\/2025\/07\/pixta_98878271_M.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<ul>\n<li>\u50b5\u52d9\u6574\u7406\u4e2d\u306e\u501f\u5165\u53ef\u5426<\/li>\n<li>\u501f\u5165\u4ef6\u6570\u304c\u591a\u3044\u5834\u5408\u306e\u53ef\u5426<\/li>\n<li>\u8aa4\u8a18\u30fb\u95a2\u9023\u691c\u7d22\u30ef\u30fc\u30c9<\/li>\n<li>\u305d\u306e\u4ed6\u95a2\u9023\u30c6\u30fc\u30de\u307e\u3068\u3081<\/li>\n<li>\u591a\u91cd\u50b5\u52d9 \u3067\u3082\u901a\u308b\u91d1\u878d\u4e8b\u60c5\u306e\u307e\u3068\u3081<\/li>\n<\/ul>\n<h3>\u50b5\u52d9\u6574\u7406\u4e2d\u306e\u501f\u5165\u53ef\u5426<\/h3>\n<p>\u4efb\u610f\u6574\u7406\u30fb\u500b\u4eba\u518d\u751f\u30fb\u81ea\u5df1\u7834\u7523\u306e\u9032\u884c\u4e2d\u306f\u3001\u4fe1\u7528\u60c5\u5831\u306b\u624b\u7d9a\u306e\u5f71\u97ff\u304c\u767b\u9332\u3055\u308c\u308b\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u65b0\u898f\u306e\u7121\u62c5\u4fdd\u501f\u5165\u306f\u539f\u5247\u3068\u3057\u3066\u56f0\u96e3\u3068\u7406\u89e3\u3059\u308b\u3068\u5b89\u5168\u3067\u3059\u3002\u3084\u3080\u3092\u5f97\u306a\u3044\u652f\u51fa\u306f\u3001\u516c\u7684\u8cb8\u4ed8\u3084\u5236\u5ea6\u878d\u8cc7\u3001\u751f\u6d3b\u798f\u7949\u8cc7\u91d1\u306a\u3069<strong>\u5236\u5ea6\u306b\u57fa\u3065\u304f\u9078\u629e\u80a2<\/strong>\u3092\u5148\u306b\u691c\u8a0e\u3057\u307e\u3059\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.mhlw.go.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u539a\u751f\u52b4\u50cd\u7701 \u751f\u6d3b\u798f\u7949\u8cc7\u91d1<\/a>\u3001<a href=\"https:\/\/www.jfc.go.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u653f\u7b56\u91d1\u878d\u516c\u5eab<\/a>\uff09\u3002<\/p>\n<div class=\"box-caution\">\n<p>\u6574\u7406\u4e2d\u306e\u65b0\u898f\u501f\u5165\u306f\u8a08\u753b\u306e\u524d\u63d0\u3092\u5d29\u3059\u6050\u308c\u304c\u3042\u308a\u307e\u3059\u3002\u5f01\u8b77\u58eb\u7b49\u306e\u5c02\u9580\u5bb6\u3068\u5408\u610f\u3057\u305f\u8fd4\u6e08\u8a08\u753b\u3092\u512a\u5148\u3057\u3066\u304f\u3060\u3055\u3044\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.nichibenren.or.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u65e5\u672c\u5f01\u8b77\u58eb\u9023\u5408\u4f1a<\/a>\u3001<a href=\"https:\/\/www.houterasu.or.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">\u6cd5\u30c6\u30e9\u30b9<\/a>\uff09\u3002<\/p>\n<\/div>\n<h3>\u501f\u5165\u4ef6\u6570\u304c\u591a\u3044\u5834\u5408\u306e\u53ef\u5426<\/h3>\n<p>\u7d50\u8ad6\u3068\u3057\u3066\u3001\u501f\u5165\u4ef6\u6570\u304c\u591a\u3044\u3053\u3068\u81ea\u4f53\u306f\u5fc5\u305a\u3057\u3082\u300c\u5373\u5426\u6c7a\u300d\u306b\u3064\u306a\u304c\u308b\u308f\u3051\u3067\u306f\u3042\u308a\u307e\u305b\u3093\u3002\u305f\u3060\u3057\u3001\u91d1\u878d\u6a5f\u95a2\u306e\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u30e2\u30c7\u30eb\u3067\u306f\u4ef6\u6570\u306e\u591a\u3055\u304c<strong>\u30ea\u30b9\u30af\u6307\u6a19\u306e\u4e00\u3064<\/strong>\u3068\u3057\u3066\u6271\u308f\u308c\u308b\u305f\u3081\u3001\u5be9\u67fb\u306b\u4e0d\u5229\u306b\u306a\u308b\u50be\u5411\u304c\u3042\u308b\u306e\u306f\u4e8b\u5b9f\u3067\u3059\u3002\u5177\u4f53\u7684\u306b\u306f\u3001\u4ef6\u6570\u3088\u308a\u3082<strong>\u5408\u7b97\u501f\u5165\u984d\u30fb\u8fd4\u6e08\u8ca0\u62c5\u7387\uff08\u8fd4\u6e08\u984d\u304c\u5e74\u53ce\u306b\u5360\u3081\u308b\u5272\u5408\uff09\u30fb\u5ef6\u6ede\u306e\u6709\u7121<\/strong>\u304c\u91cd\u8996\u3055\u308c\u307e\u3059\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u8907\u6570\u306e\u5951\u7d04\u3092\u6301\u3063\u3066\u3044\u308b\u5834\u5408\u3067\u3082\u3001\u5ef6\u6ede\u304c\u306a\u304f\u3001\u8fd4\u6e08\u8ca0\u62c5\u7387\u304c\u9069\u6b63\u7bc4\u56f2\u306b\u53ce\u307e\u3063\u3066\u3044\u308c\u3070\u3001\u5be9\u67fb\u901a\u904e\u306e\u53ef\u80fd\u6027\u306f\u6b8b\u3055\u308c\u3066\u3044\u307e\u3059\u3002<\/p>\n<h4>\u30b9\u30b3\u30a2\u30ea\u30f3\u30b0\u306b\u304a\u3051\u308b\u4ef6\u6570\u306e\u6271\u3044<\/h4>\n<p>\u4e00\u822c\u7684\u306b\u3001\u6d88\u8cbb\u8005\u91d1\u878d\u3084\u9280\u884c\u306e\u5be9\u67fb\u30b7\u30b9\u30c6\u30e0\u3067\u306f\u3001\u501f\u5165\u4ef6\u6570\u304c5\u4ef6\u4ee5\u4e0a\u306b\u306a\u308b\u3068\u300c\u30ea\u30b9\u30af\u304c\u9ad8\u3044\u300d\u3068\u5224\u5b9a\u3055\u308c\u3084\u3059\u3044\u3068\u3055\u308c\u3066\u3044\u307e\u3059\u3002\u306a\u305c\u306a\u3089\u3001\u4ef6\u6570\u304c\u591a\u3044\u3068\u3044\u3046\u3053\u3068\u306f\u300c\u8cc7\u91d1\u7e70\u308a\u306b\u4f59\u88d5\u304c\u306a\u304f\u3001\u591a\u65b9\u9762\u306b\u501f\u5165\u3092\u4f9d\u5b58\u3057\u3066\u3044\u308b\u53ef\u80fd\u6027\u304c\u9ad8\u3044\u300d\u3068\u898b\u306a\u3055\u308c\u308b\u304b\u3089\u3067\u3059\u3002\u305f\u3060\u3057\u3001\u4ef6\u6570\u304c\u5c11\u306a\u304f\u3066\u3082\u5ef6\u6ede\u3084\u8fd4\u6e08\u6bd4\u7387\u306e\u9ad8\u3055\u304c\u76ee\u7acb\u3066\u3070\u3001\u5426\u6c7a\u30ea\u30b9\u30af\u306f\u3080\u3057\u308d\u9ad8\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<div class=\"box-memo\">\n<p><strong>\u8fd4\u6e08\u8ca0\u62c5\u7387\uff08Debt-to-Income Ratio\uff09\u3068\u306f\uff1f<\/strong><br \/>\n\u5e74\u53ce\u306b\u5bfe\u3057\u3066\u5e74\u9593\u8fd4\u6e08\u984d\u304c\u3069\u308c\u3060\u3051\u306e\u5272\u5408\u3092\u5360\u3081\u308b\u304b\u3092\u793a\u3059\u6307\u6a19\u3067\u3059\u3002\u4f8b\u3048\u3070\u3001\u5e74\u53ce300\u4e07\u5186\u306e\u4eba\u304c\u5e74\u9593\u8fd4\u6e08\u984d90\u4e07\u5186\u306a\u3089\u8fd4\u6e08\u8ca0\u62c5\u7387\u306f30\uff05\u3067\u3059\u3002\u4e00\u822c\u7684\u306b\u3001\u91d1\u878d\u6a5f\u95a2\u306f30\u301c35\uff05\u3092\u4e00\u3064\u306e\u76ee\u5b89\u3068\u3057\u3066\u304a\u308a\u3001\u305d\u308c\u4ee5\u4e0a\u306b\u306a\u308b\u3068\u5be9\u67fb\u306f\u53b3\u3057\u304f\u306a\u308a\u307e\u3059\u3002<\/p>\n<\/div>\n<h4>\u5b9f\u52d9\u73fe\u5834\u3067\u3088\u304f\u3042\u308b\u30b1\u30fc\u30b9<\/h4>\n<p>\u91d1\u878d\u30b3\u30f3\u30b5\u30eb\u30c6\u30a3\u30f3\u30b0\u306e\u73fe\u5834\u3067\u898b\u3089\u308c\u308b\u5178\u578b\u7684\u306a\u5931\u6557\u4f8b\u3068\u3057\u3066\u306f\u3001\u5c11\u984d\u306e\u30ab\u30fc\u30c9\u30ed\u30fc\u30f3\u3092\u8907\u6570\u5951\u7d04\u3057\u3001\u5408\u7b97\u3067\u5927\u304d\u306a\u8fd4\u6e08\u984d\u306b\u306a\u3063\u3066\u3044\u308b\u30b1\u30fc\u30b9\u3067\u3059\u3002\u4f8b\u3048\u3070\u300c1\u4ef6\u3042\u305f\u308a\u67081\u4e07\u5186\u7a0b\u5ea6\u3060\u304b\u3089\u5927\u4e08\u592b\u300d\u3068\u601d\u3063\u3066\u3044\u305f\u3068\u3053\u308d\u30015\u4ef6\u3067\u5408\u8a085\u4e07\u5186\u306b\u306a\u308a\u3001\u5e74\u53ce\u306b\u5360\u3081\u308b\u8fd4\u6e08\u6bd4\u7387\u304c\u5927\u304d\u304f\u306a\u308a\u3059\u304e\u3066\u3044\u305f\u3001\u3068\u3044\u3046\u76f8\u8ac7\u306f\u73cd\u3057\u304f\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n<p>\u4e00\u65b9\u3067\u3001\u6210\u529f\u4f8b\u3068\u3057\u3066\u306f\u3001\u4ef6\u6570\u304c4\u4ef6\u4ee5\u4e0a\u3042\u3063\u305f\u3082\u306e\u306e\u3001<span class=\"marker-yellow\">\u5ef6\u6ede\u304c\u4e00\u5ea6\u3082\u306a\u304f\u3001\u8fd4\u6e08\u6bd4\u7387\u304c20\uff05\u672a\u6e80<\/span>\u3060\u3063\u305f\u305f\u3081\u3001\u8ffd\u52a0\u878d\u8cc7\u306b\u901a\u904e\u3057\u305f\u4e8b\u4f8b\u3082\u3042\u308a\u307e\u3059\u3002\u3053\u306e\u3053\u3068\u304b\u3089\u3082\u3001\u4ef6\u6570\u306f\u91cd\u8981\u3067\u3059\u304c\u3001\u7d76\u5bfe\u7684\u306a\u57fa\u6e96\u3067\u306f\u306a\u304f\u3001\u8fd4\u6e08\u6bd4\u7387\u3084\u5c65\u6b74\u3068\u306e\u7dcf\u5408\u8a55\u4fa1\u304c\u5927\u304d\u304f\u5f71\u97ff\u3057\u3066\u3044\u308b\u3053\u3068\u304c\u308f\u304b\u308a\u307e\u3059\u3002<\/p>\n<h4>\u4ef6\u6570\u304c\u591a\u3044\u3068\u304d\u306b\u53d6\u308b\u3079\u304d\u884c\u52d5<\/h4>\n<ul>\n<li>\u8fd4\u6e08\u6bd4\u7387\u309230\uff05\u672a\u6e80\u306b\u6291\u3048\u308b\u305f\u3081\u3001\u7e70\u4e0a\u8fd4\u6e08\u3084\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u3092\u691c\u8a0e\u3059\u308b<\/li>\n<li>\u5ef6\u6ede\u5c65\u6b74\u3092\u30bc\u30ed\u306b\u3059\u308b\u3053\u3068\u3092\u6700\u512a\u5148\u306b\u3059\u308b<\/li>\n<li>\u4fe1\u7528\u60c5\u5831\u6a5f\u95a2\uff08CIC\u3084JICC\uff09\u3067\u81ea\u5df1\u958b\u793a\u3057\u3001\u81ea\u5206\u306e\u4ef6\u6570\u30fb\u6b8b\u9ad8\u3092\u6b63\u78ba\u306b\u628a\u63e1\u3059\u308b<\/li>\n<li>\u5c0f\u53e3\u306e\u501f\u5165\u3092\u307e\u3068\u3081\u308b\u969b\u306f\u3001\u6b63\u898f\u767b\u9332\u696d\u8005\u306e\u304a\u307e\u3068\u3081\u30ed\u30fc\u30f3\u3092\u5229\u7528\u3059\u308b\uff08\u53c2\u7167\uff1a<a href=\"https:\/\/www.cic.co.jp\/\" target=\"_blank\" rel=\"noopener noreferrer\">CIC\u516c\u5f0f\u30b5\u30a4\u30c8<\/a>\uff09<\/li>\n<\/ul>\n<div class=\"box-caution\">\n<p>\u4ef6\u6570\u304c\u591a\u3044\u72b6\u614b\u3067\u65b0\u898f\u501f\u5165\u3092\u7d9a\u3051\u308b\u3068\u3001\u4fe1\u7528\u60c5\u5831\u306b\u300c\u7533\u8fbc\u60c5\u5831\u306e\u904e\u591a\u300d\u3068\u3044\u3046\u30de\u30a4\u30ca\u30b9\u8981\u7d20\u304c\u6b8b\u308a\u307e\u3059\u3002\u3053\u308c\u306f6\u30ab\u6708\u9593\u306f\u8a18\u9332\u3055\u308c\u308b\u305f\u3081\u3001\u4e00\u5ea6\u5426\u6c7a\u304c\u7d9a\u304f\u3068\u6b21\u306e\u7533\u8fbc\u304c\u3055\u3089\u306b\u4e0d\u5229\u306b\u306a\u308b\u53ef\u80fd\u6027\u304c\u3042\u308a\u307e\u3059\u3002\u3057\u305f\u304c\u3063\u3066\u3001\u7533\u8fbc\u3092\u9023\u7d9a\u3057\u3066\u884c\u3046\u306e\u3067\u306f\u306a\u304f\u3001\u307e\u305a\u4ef6\u6570\u306e\u6574\u7406\u3084\u5ef6\u6ede\u89e3\u6d88\u3092\u512a\u5148\u3059\u308b\u3053\u3068\u304c\u91cd\u8981\u3067\u3059\u3002<\/p>\n<\/div>\n<h4>\u516c\u7684\u6a5f\u95a2\u3084\u30c7\u30fc\u30bf\u306e\u88cf\u3065\u3051<\/h4>\n<p>\u91d1\u878d\u5e81\u304c\u516c\u958b\u3059\u308b\u8cc7\u6599\u306b\u3088\u308b\u3068\u3001\u591a\u91cd\u50b5\u52d9\u8005\u306e\u5178\u578b\u50cf\u3068\u3057\u3066\u300c5\u4ef6\u4ee5\u4e0a\u306e\u501f\u5165\u3092\u62b1\u3048\u3001\u8fd4\u6e08\u6bd4\u7387\u304c\u904e\u5ea6\u306b\u9ad8\u3044\u30b1\u30fc\u30b9\u300d\u304c\u793a\u3055\u308c\u3066\u3044\u307e\u3059\uff08\u53c2\u7167\uff1a<a 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